Don’t listen to that right-wing idiot Dave Ramsey. He says stupid shit all the time, like never ever go into debt for anything ever, which is just unrealistic.

For example, according to him it’s preferable for you to get a 500$ clunker that you will undoubtedly have to continuously repair over a reasonably priced reliable used car that you take a small loan out for. There’s a middle ground with debt, even credit cards.

And I’m going to plug YNAB which is why I have these numbers, it costs $120/yr which is included. Highly recommend doing some kind of budgeting even if it’s on paper in a notebook once a month because all these costs can creep up. If you want free electronic use a spreadsheet.

My problem with getting and staying on budget is keeping up with data entry, YNAB and it’s ilk are all too manual. And the automatic ones have issues pulling together all my accounts and reconsilling the transactions between them. For example, a $10 PayPal debit from my bank account and it’s companion PayPal transaction should be correlated as the same transaction, but all the softwares I’ve tried would automatically treat them as separate no matter what I did. Which would ultimately throw off all the nice budget numbers making them uselss

I was hoping the genAI craziness would at least bore out a great fully automated budget system that would at least mostly solve my problem, but alas I still have yet to hear anything on that front :/

This is the perfect answer OP, a rich person would most likely never want to see a place like this in person, they’d “send someone”

I don’t think a rich person who “won’t flinch at spending 1.1 million euros” would actually ask those questions, they’d just spend whatever they need on it lol

Like a 60k repair to them would be like 50$ to you or me

Depends, for companies on a Pro plan or below they have to request it and slack will only approve said request if required to by law or other legal requirement (or consent of user in question)

Above that plan, only Workspace Owner admins specifically can access it. A workspace owner is the one who originally signed up for the plan and users directly designated to be a Workspace Owner from the original one.

Frankly, if it’s something that can get you in trouble DON’T use a work thing for it whatsoever! Be it slack, your work computer or work email.

If you want to talk about such things with a coworker, ask for their damn phone number or find them on SM, seriously, keep it off work stuff. There’s always a way to access even supposedly private stuff if done on a work device or service.

Source: IT head

0, they’re like umbrellas to me, I never bother with them

Ah, makes sense now, that is dumb. I can totally see why they would have issues with automated enforcement, but what you described I don’t see why anyone would be against it lol

I’m confused, do you mean like automated enforcement rules/algorithms like big SM has? I.e. if user gets reported for breaking Y rule X amount of times ban user for Z amount of time and forward to admin for further action?

A balloon on free balloon day?

Silphium was recently rediscovered so it’s no longer considered extinct just highly endangered.

https://www.nationalgeographic.com/premium/article/miracle-plant-eaten-extinction-2000-years-ago-silphion

I must eat it now!!!

Hardly any, but I just use central AC so my windows are pretty much never opened

…so you’re just gonna leave us hanging‽

PHP

Well there’s yer problem lmao

Phone, wallet, keys

I don’t even own an umbrella or sunglasses, I might have a bottle of sunscreen…somewhere…

Though I do wear a hoodie year-round, so if it rains I just put my hood up

I think it’s wild that you carry so much stuff, especially since it sounds like you primarily walk and take trains being in Tokyo and all

one wildly experimental.

I’ll subscribe to the monthly “Wildly experimental batch” subscription please lol

I’ll take 6

You can take the redditor out of Reddit, but you can’t take the Reddit out of the redditor

Who were the 3 who voted against?

Is not a cure-all by any means, they have their own problems

Did you know that a bank is specifically forbidden from taking money from a checking or savings accounts to satisfy a payment owed without your express authorization if you also have a loan/credit card through the same bank?

Did you also know that CUs are exempted from that consumer protection regulation? That’s right and many of them exercise their ability, I learned this the hard way, when MF’in NFCU ripped a 300$ payment out of my account that was 2 or 3 weeks late on an unsecured loan (it wasnt even a couple months) and screwed over my ability to make my rent that month.

They also have the DUMBEST online account security practices. “We can’t have you set your own username for “security” so you’ll have to wait for us to mail you a letter with a user ID on it, oh and to log in for the first time you’ll have to wait another week for us to also mail you a new account pin”

CUs might be a tad better than banks, but they are NO savior.

Or at least look up amateur porn, the commercial stuff really sucks ass (heh) and has that whole “Hollywood” feel to it.

I prefer shaved, but don’t mind a bit of hair unless you want me to go down on you, then shaved is a requirement.