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A personal friend of mine is also about to go homeless, in the uk. I live in another country and feel hopeles. Worst part is, the debt. Even if he would get a well paying job his debt will follow him for the rest of his life. Kinda same for my study debts i suppose. But main advice i can give you is, under no circumstances take on (more) debt.
also, this might be intersting as a “fuck this place i’m outta here”: auroville. personally i want to go first on holidays to check it out but i haven’t taken any days off since, so the comment section can maybe tell something about it.
last thing, some dude here said, if you need your car 4 work, then it might be better to lose the appartment than the car, def agree with that.