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Tips for being secure online:
That’s really all you need. You don’t even need 2FA, it is nice extra security but if you use random passwords and don’t enter your passwords into phishing sites it is largely unnecessary.
Im not so sure about your number 1. Fine if otherwise they won’t use one but personally I use bitwarden online for unimportant ones and a local keypass for important ones.
The reason I say browser password manager is two main reasons:
So yes, if you want to use a different password manager go right ahead, as long as it checks the domain before filling the password.